P.J. Smythe, a skip tracer for her uncle's loan business in Annapolis, Md., agrees to participate in best friend Alicia's documentary about the PI business. Meanwhile, P.J. accepts a job from Vivian Remington of the Wetlands Protectors Alliance to prove that Florida state senator Marguerite Sutherland stole a fur coat made of ocelot. When someone murders Vivian with a heroin overdose, P.J. becomes a suspect.